How to get rid of this "bad luck"?

the reason all of that is happening is because you don't give yourself time to think, think before you act. I mean I know saying yes to something or someone seem like the only way to get it of your back but trust me you only hurting yourself. I use to be just like you then someone told me if i wanna find a good solution for a problem all I have to do is get in a quiet room, try and shut the little voice in my head head, don't think of anything (i know its hard but it also help). then your fine the answer and also get rid of all your bad luck